General Insurance

Motor Insurance

Motor Insurance technically provides protection against the losses incurred as a result of unavoidable instances. It helps cover against theft, financial loss caused by accidents and any subsequent liabilities. The cover level of Car insurance can be the insured party, the insured vehicle, third parties (car and people). The premium of the insurance is dependent on certain parameters like gender, age, vehicle classification, etc. Car insurance gives confidence to drive fearlessly but at the same time should follow the traffic rules. In emergencies it acts like a boon to the insurer. 

With so many car insurance companies vying for customer base in the market, it is quite difficult to make a decision like choosing the right policy covering the requirement, right insurer, etc. figuring out the right insurance policy fulfilling the requirement and being cost effective can be time consuming. We bring the most competitive cost quote and benefits of all insurance companies under one roof helping decision making. Our reports suggest customers saving upto 40% the premium by comparing, while getting the most suitable policy.

Home Insurance

Your pride is your home. You are making a life time investment after spending considerable time in selecting the location and finalizing the builder, design etc.

Your home is not only your abode of happiness and security, but an investment of your hard earned money!. Your shelter requires a protection too against untoward incidents like fire, lightning, earthquake shock and more.

You can be financially prepared to face any untoward incident as we will help you restore your home.

With Home Insurance you are assured of peace of mind.

Fire Insurance

Fire Insurance policy is suitable for the owner of property, one who holds property in trust or in commission; individuals/financial institutions who have financial interest in the property. All immovable and movable property located at a particular premises such as buildings, plant and machinery, furniture, fixtures, fittings and other contents, stocks and stock in process along with goods held in trust or in commission including stocks at suppliers/ customer’s premises, machinery temporarily removed from the premises for repairs can be insured.

Travel Insurance

A long drawn vacation, a business trip or studying abroad, no matter what is the reason, travelling abroad is full of excitement. With fun and excitement comes the responsibility to make your journey safe. Your desire to travel without worries is what an effective travel insurance yearns to achieve. Be it a loss of passport or a sudden ailment or even loss/delay of your baggage, travel insurance ensures that your journey remains worry free and you enjoy to the fullest!

General Covers available across all our plans are as follows:

  • Emergency Medical Evacuation: Evacuation to the home country is covered up to the medical sum insured chosen.
  • Emergency Dental Expenses: Covers acute anesthetic treatment of natural teeth
  • Hospital Cash: Pays a daily allowance as stated in the policy schedule in the event of hospitalization either due to sickness or accidents.
  • Accidental Death and Permanent Total Disability – Common Carrier: The company will pay the sum insured specified stated in the schedule in addition to the sum insured specified under the Personal Accident Section, if the insured sustains Accidental Bodily Injury during the course of the journey while travelling in a common carrier such as rail, bus, tram, or aircraft; and such bodily injury results in death or permanent total disability.
  • Flight Delay: Compensation if the aircraft is delayed for more than 12 hours than the original scheduled departure time.
  • Loss of Passport: Expenses incurred in obtaining a fresh or new passport
  • Personal Liability: Compensation of damages to be paid to a third party, resulting from death, injury or damage to health or property caused involuntarily by the insured.
  • Financial Emergency Assistance: Insurance cover is provided in the event of the Insured Person getting into a financial emergency due to theft, pilferage, robbery or dacoity of his/her travel funds. A fixed sum is paid as emergency assistance up to the limits specified under the Policy.
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